Credit Balance

Updated at June 6th, 2023

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Table of Contents

Payment Mode How to check credit balance?

Payment Mode

Usable credit: the amount that you can spend on, i.e. credit transfer/ issue, usage and subscription renewal.
- Usable credit = Balance - Reserved credit - Liability + Credit limit
Balance: the amount stored in this wallet.
Reserved credit is caused by an ongoing transaction. If the transaction is successful, Reserved credit is deducted; otherwise, it is returned to the Usable credit.
Credit limit: the maximum amount of money the service provider lets you borrow.

Current Balance: the amount stored in this wallet.

Current Balance = - (unbilled amount + amount due)
Expecting invoice = Unbilled amount: the usage amount for the current bill period.
Amount due: the sum of all costs that the account has been invoiced for, minus any payments that have been applied to those costs.
Credit limit: the maximum amount of money that you let the account borrow.
Reserved credit is caused by an ongoing transaction. If the transaction is successful, Reserved credit is consumed; otherwise, it is released.

To check your credit balance, follow the steps below:

outstanding balance financial credit