Manage payment matters of an account (prepaid account)

Written by B3Networks Academy

Updated at May 27th, 2025

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Table of Contents

1. Credits Note: 2. Other Information

If you are referring to payment of a Postpaid account, click here.

Want to learn the difference between prepaid and postpaid? Click here.

Go to Customer App > find the customer account > View > Payment:

1. Credits

Note:

Red Number = negative amount (e.g: -1)
Green Number = positive amount (e.g: 1)

You are able to:

See how many credits the account has:
- Usable Credits: the available amount that a customer can spend, inclusive of the credit limit
  - If the usable credits are higher than the credit limit (2086.10148 > 2000), it means that the customer has not touched the credit limit yet.
  - If the usable credits are less than the credit limit (91.33 < 100), it means that the customer is using the credit limit. The amount being consumed is ~ 8.67).
  - Usable credits are used for:
    - Usage (call, sms, dnc)
    - Subscription charge (purchase, renew, extend)
- Credit limit: the maximum amount of credit a financial institution extends to a client. It can be set temporarily or permanently.
- Balance: the amount stored in this wallet.
  - Balance = Usable credits - Credit Limit
- Reserved credits are caused by an ongoing transaction. If the transaction is successful, Reserved credit will be deducted; otherwise, they will be returned to the Usable credits.

2. Other Information

View and adjust auto top-up settings (on behalf of your customer):
- Last time top-up amount: $100.
- Threshold to trigger top-up: $20 (20% of last top-up amount).
View and adjust auto subscription renewal settings using the stored card (on behalf of your customer):
View current payment method using to top up credits:
View and remove stored credit card (if any):

prepaid account payment management